• 中国企业海外发展中心主任
• 香港沿海投资集团执行总裁
• 东中西部区域发展和改革研究院副院长
• 美国万通投资银行执行董事
• 美国格林证券有限公司首席经济学家

详细个人简历

1982年畢業于中國中山大學后任職于中國科學院, 首批中國空間科學學會會員, 83年參加中國首屇天文地質地震氣象相亙關糸學術會和中國首屆地學辯証法學術會, 1984年在中國權威學報((地球化學))上發表-( 論地球演化與銀河系的關系 )-學術論文,并赴歐洲瑞士出席-(地球歷史罕見事件)-國際學術會議, 后到歐洲丹麥 哥本哈根大學攻讀博士.

1985年到美國后在學校先后讀完美國保險基本原理,美國房地產基本原理,美國房地產法律, 美國房地產估價原理, 美國房地產貸款基本原理,美國房地產貸款証券化原理,美國房地產貸款銀行經營策略.貸款管理.產品設計和服務.貸款銀行市值評估.風險控制管理.銀行兼併出售等專業理論課程,并畢業于美國房地產貸款銀行研究院,是首批55名由美國房地產貸款銀行家協會核准頒發的((美國房地產貸款銀行專家(AMP) ))証書中唯一華人. 擁有美國保險經紀公司經營熱照,美國加卅房地產公司及貸款公司營業熱照,美國加卅金融貸款銀行營業熱照.

作者來美國早期曾任職于美國最大保險公司 The Prudential Insurance Company 和 美國CENTURY-21房地產公司. 1990年自行創業開辦房地產公司和房地產貸款公司, 從事房地產買賣. 貸款.投資和開發業務, 后轉型專精房地產貸款, 并成立了美國加州洛杉磯華人中較早的頗具規模的房地產貸款銀行—万通貨款銀行, 目前主要經營美國房地產貸款銀行的貸款審查.批准.放款及貨款銷售等, 現每年自行放款額超過數億美元.

作者深諳美國房地產理論,美國房地產貸款金融理論,并具有近廿年美國房地產及房地產貸款銀行實際操作.經營和管理的丰富經驗, 現正編著出版((美國房地產貸款金融原理與操作叢書)). 他山之石,可以鑿玉.籍此叢書, 期望能為美國華人置產致富以及中國房地產貸款金融業的發展助一臂之力.

马玉龙博士为美国加州州立大学长滩分校工商管理学院金融终身正教授。马玉龙在中国完成了电气工程学士学位，在美国获得了工商管理硕士学位和金融博士学位。 马教授在加入 加州州立大学之前曾在其他几所中国和美国的大学商学院讲授大学本科及研究生(MBA〕的经济和银行管 理,金融和投资管理等方面的课程。

马 博 士 在 学 术 和 商 业 上 的专长包括公司财务管理, 银行及金融机构管理, 投资与风险管理, 及国际贸易和金融管理. 马 博 士在15种学术杂志期刊上以及多个学术年会会议记录上发表过30多篇学术论文, 研究涉及国际贸易, 亚州金融危及, 合资企业投资风险, 中国股票透明性分析, 美国股市内部人交易(INSIDER TRADING), 等等. 从2001年到现在, 马 玉 龙 博 士一直担任美国著名的学术期刊<商业研究杂志>金融方面评审委员会的委员. 此外, 多年以来, 马 博 士还提供有关 企业价值评估, 公司监管, 收购与合并, 及基金管理.

Daniel is currently spearheading a financial modeling group at a billion dollar leading technology-based mortgage bank . His main responsibilities are credit spread modeling, mortgage default and prepayment risk valuation, credit portfolio risk measurement, risk based pricing and risk capital calculation.

Prior to joining this bank, Daniel was a senior credit analyst at KeyCorp, a $100 billion major US commercial bank, responsible for credit risk administration and risk capital management for consumer loans, credit card and home equity. With more than six years in banking industry, Daniel has profound knowledge covering mortgage and consumer loans area, from loan origination to securitization process, including loan program design, underwriting procedure, guideline management, risk based pricing, loan servicing, default management, deal structuring and securitization practice. He received his Master in Economics from Cleveland State University, and a BS in Management and Information System from Tsinghua University.

John Sun, CFA, John has been practicing in financial services industry for many years in leading financial institutions, including Key Corp., IndyMac Bank and Bear Stearns. His expertise demonstrates in asset allocation, portfolio valuation, fixed income securities and structured products valuation, and risk management. John played an import role in Victory Capital Management Inc, asset management division of Key Corp., which manages $72 billions US dollars covering a broad range of securities, such as equity, fixed income, money market and real estates. In IndyMac Bank, John managed the credit risk for the billions dollars mortgage portfolio.

With Bear Stearns, John is responsible for the risk management of the fixed income trading desks, which covers credit derivatives, interest rate derivatives, high yield bond, distressed bond, mortgage backed securities, asset backed securities, and collateralized debt obligations. John is a charted financial analyst holder and has a MBA from Case Western Reserve University.

　 Jay Liang,万通投资证券法，跨国购并法研究主任,后市维护专家

Jay Liang is CEO and President of Etech Securities, Inc. Jay Liang has successfully led the firm and acquired several stock brokerage firms. He has built Etech into the largest Chinese owned financial service provider in Southern California and made Etech also the largest financial services providers in Korean community in Los Angeles area. Mr. Liang is a recognized speaker with expertise in the areas of economy and stock market, and can be heard on many radio and television stations in Southern California.

Mr. Liang has also written economic and financial columns for a major American newspaper and magazine. His most celebrated speech, "Free Market and Civil Society in China", was delivered in the U.S. Senate Finance Committee in support of China¡¯s Most Favored Nation trade status in 1996. Additionally, the script of this speech was highly publicized in the Christian Science Monitor, Wall Street Journal as well as other mainstream media. Mr. Liang earned a BA Psychology, Brigham Young University, a MPPM from the School of Management, Yale University and Master of Economics from the University of San Francisco. D